Given the existence of multiple scholarly views, HalalFi adopts a methodology rooted in caution and piety to provide users with the highest level of confidence. Our approach is to follow the stricter, more conservative rulings on contemporary financial matters, particularly those articulated by the Council of Senior Scholars in Saudi Arabia and other leading authorities who prioritize avoiding ambiguity.

This means we intentionally avoid areas of legitimate difference where a more lenient view exists, such as screened stocks or commodity murabaha (tawarruq). Our goal is not to invalidate other scholarly opinions, but to provide a platform for those seeking maximum assurance and purity in their investments.